Whether your organization offers a RRSP, Pension or a DPSP, or is considering offering a retirement program, the plan itself requires ongoing special attention.

A GMS Group Retirement Analysis will:

  • Address CAP guideline requirements
  • Benchmark your plan relative to industry peers in terms of contribution rates, types of investments based on asset class, type of plan (DC pension, DB pension, DPSP, RRSP, etc.)
  • Provide a plan member demographic evaluation
  • Tailor education recommendations for plan members
  • Conduct a fund lineup & fee evaluation
  • Implement & update SIPP
  • Collaborate with unions and pension boards
  • Advise of changes to government programs & legislation (ex. ORPP) and review the resulting impact to your plan
  • File documentation with appropriate governing bodies on your behalf


We provide tailored one-on-one financial advice for your employees with a Certified Financial Planner® to help guide their investment decisions, and answer any questions related to the employee’s unique scenario.

Benefits Bulletin

March 1, 2018 Generic Drug Price Reduction

In January, the pan-Canadian Pharmaceutical Alliance announced that it had negotiated price reductions of 25-40% on 70 commonly used generic.

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Health & Wellness

February 2, 2018 Blood Pressure

Thousands of Canadians have a health condition related to blood pressure but not everyone understands what blood pressure is and.

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GMS Quiz Corner

May 1, 2016

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