You are helping to secure the financial future of your employees and their families by providing them with a retirement savings plan.  The government has laid out various requirements and guidelines that if followed, will help to ensure plan sustainability and a reliable income source in retirement.  GMS Insurance will assist you with:

  • Understanding and fulfilling Capital Accumulation Plan (CAP) Guidelines including, but not limited to, a complete benchmark report, a review of the fund offering and fees, and service provider review
  • Documentation audit
  • Filing of documentation with regulatory bodies (ex. SIPP)
  • Review the complete CAP Guidelines here with updates provided by the Canadian Association of Pension Supervisory Authorities.

Benefits Bulletin

May 1, 2019 Coming Soon…

GMS has always striven to bring you the best experience when it comes to your benefit plans. That’s why we.

Read More View All Recent Posts

Health & Wellness

March 29, 2019 OHIP+ Changes

The end of free prescriptions  In 2018, the then Liberal Ontario government announced a new OHIP program called OHIP+.  It.

Read More View All Recent Posts

GMS Quiz Corner

May 1, 2016

Thanks for playing!

Let us design a creative, sustainable benefit program for you

Get your free consultation