You are helping to secure the financial future of your employees and their families by providing them with a retirement savings plan.  The government has laid out various requirements and guidelines that if followed, will help to ensure plan sustainability and a reliable income source in retirement.  GMS Insurance will assist you with:

  • Understanding and fulfilling Capital Accumulation Plan (CAP) Guidelines including, but not limited to, a complete benchmark report, a review of the fund offering and fees, and service provider review
  • Documentation audit
  • Filing of documentation with regulatory bodies (ex. SIPP)
  • Review the complete CAP Guidelines here with updates provided by the Canadian Association of Pension Supervisory Authorities.

Benefits Bulletin

January 9, 2019 A New Year, A New CPP

January 1st saw the biggest changes to CPP since it’s inception in 1965.  The Canada Pension Plan (CPP) is a.

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Health & Wellness

December 3, 2018 Dementia

Dementia is often associated with Alzheimer’s Disease which is a form of dementia. However dementia also includes any condition that.

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