You are helping to secure the financial future of your employees and their families by providing them with a retirement savings plan.  The government has laid out various requirements and guidelines that if followed, will help to ensure plan sustainability and a reliable income source in retirement.  GMS Insurance will assist you with:

  • Understanding and fulfilling Capital Accumulation Plan (CAP) Guidelines including, but not limited to, a complete benchmark report, a review of the fund offering and fees, and service provider review
  • Documentation audit
  • Filing of documentation with regulatory bodies (ex. SIPP)
  • Review the complete CAP Guidelines here with updates provided by the Canadian Association of Pension Supervisory Authorities.

Benefits Bulletin

November 2, 2017 Preparing for 2018

Various governments across Canada have announced legislation changes that are to come into effect January 1, 2018 that will impact.

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Health & Wellness

October 2, 2017 Halitosis (Bad Breath)

There are some things that others may not tell you.  Having bad breath can be one of them yet it’s.

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GMS Quiz Corner

May 1, 2016

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